Turner, Wood & Smith Insurance
Independent insurance agency · Gainesville, GA · Since 1905
Public listing on localinsuranceagent.ai. Not Turner, Wood & Smith Insurance’s official site. Not affiliated.
- Independent
- Auto
- Home
- Business
- Benefits
- Est. 1905
- Phone
- (770) 536-0161
- Hours
- Open now · 8:30 a.m. – 5:00 p.m.
- Website
- www.twsinsurance.com
Turner, Wood & Smith Insurance is an independent agency at 1515 Community Way, Gainesville, GA 30501, writing auto, home, business, and employee benefits since 1905. Call (770) 536-0161.
Insuring North Georgia since 1905.
Turner, Wood & Smith Insurance is an independent agency at 1515 Community Way in Gainesville, Georgia — just off Jesse Jewell Parkway, the county seat of Hall County.
Founded in 1905, the firm has served North Georgia families and businesses for more than a century. They work with multiple carriers rather than selling for a single company.
The agency writes personal lines, commercial accounts, and employee benefits, with appointments that include Travelers, Hartford, Hanover, Chubb, Progressive, Safeco, and CNA.
The office is open Monday through Friday, 8:30 a.m. to 5:00 p.m. The published number is (770) 536-0161.
Who they serve. Lake Lanier homeowners, Hall County families, contractors and Main Street firms in Gainesville, poultry and manufacturing accounts, and employers who need benefits employees will actually use.
What independent means. An independent agency does not work for one insurance company. Turner, Wood & Smith shops appointed carriers and recommends the policy that fits the risk — not the product a single home office is pushing this quarter.
- Agency
- Turner, Wood & Smith Agency, Inc.
- Address
- 1515 Community Way, Gainesville, GA 30501
- Phone
- (770) 536-0161
- Hours
- 8:30 a.m. – 5:00 p.m.
- Founded
- 1905
- Lines
- Auto · Home · Business · Benefits · Est. 1905
- Service area
- Gainesville, Hall County, Oakwood, Flowery Branch, Braselton, Buford
- Website
- www.twsinsurance.com
On the web
Public sources for Turner, Wood & Smith Insurance at 1515 Community Way, Gainesville, GA 30501. These links leave this listing. Local Independent does not invent reviews, star ratings, or Reddit threads. A carrier locator is a directory listing, not a score.
- Official sitetwsinsurance.comThe agency’s own website. This Local Independent page is a public listing, not that site.
- Official siteAbout Turner, Wood & SmithAgency history on their site, including the 2019 move to 1515 Community Way.
- Carrier locatorTravelers agent locatorTravelers lists Turner Wood & Smith Agency Inc. at 1515 Community Way. A locator is not a rating.
- Carrier locatorTravelers agencies in GainesvilleCity-level Travelers directory that includes this office among other Gainesville independents.
- LinkedInTurner Wood & Smith Insurance on LinkedIn
- NewsGainesville Times: Floyd named partnerLocal newspaper item on a partner promotion at the Gainesville office.
- NewsGainesville Times: McClure statewide honorLocal newspaper item naming a TWS commercial account executive.
- Public directoryBar List independent-agent listingPublic agency directory. Not a review site and not a star rating.
This is a localinsuranceagent.ai public listing, not Turner, Wood & Smith Insurance’s official website, and not affiliated with that office. We compile name, address, phone, and these outbound links from public sources. This form belongs to localinsuranceagent.ai. We do not sell insurance.
Coverage Turner, Wood & Smith Insurance writes
Turner, Wood & Smith Insurance writes auto, home, commercial, and employee benefits through appointed carriers — not a single-company booklet.
Personal
Auto
Georgia personal auto, including liability, collision, comprehensive, and UM/UIM.
Home
Primary residences in Gainesville, lake houses on Lanier, and inland-marine floaters.
Renters
Contents and liability for apartments and seasonal rentals.
Condo
Walls-in coverage coordinated with association master policies.
Landlord
Dwelling-fire and landlord packages for rental property.
Umbrella
Personal excess liability over auto and home.
Boat and yacht
Lake Lanier hull and liability for runabouts through yachts.
Jewelry and valuables
Scheduled articles that a standard HO-3 will not fully cover.
Business
Small business
Business owners policies for shops, offices, and professional firms.
Construction
General liability, inland marine, and builders risk for Northeast Georgia contractors.
Commercial accounts
Larger property and casualty schedules beyond a standard BOP.
Workers compensation
Statutory coverage and claims advocacy.
Professional liability
E&O and management liability for professional offices.
Surety
Contract and commercial bonds.
Inland marine
Contractors equipment and goods in transit.
Benefits
Group health
Medical plans for Hall County employers, fully insured and level-funded.
Dental and vision
Ancillary benefits designed around actual employee use.
Life and disability
Group life, short-term, and long-term disability.
Retirement planning
Benefits conversations that sit beside the property-casualty relationship.
Appointed carriers includeTravelers · Hartford · Hanover · Chubb · Progressive · Safeco · CNA · Selective · Great American · Zurich
Hours and location
Turner, Wood & Smith Insurance is at 1515 Community Way, Gainesville, GA 30501. Hours are 8:30 a.m. – 5:00 p.m.. Call (770) 536-0161.
Turner, Wood & Smith Agency, Inc.
1515 Community Way
Gainesville, GA 30501
- Monday–Friday8:30 a.m. – 5:00 p.m.
- Saturday–SundayClosed
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Choose coverage and tell us how to reach you.
Auto, home, business, or benefits — plus a name, phone, and email for Local Independent.
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Turner, Wood & Smith Insurance FAQ
Is this Turner, Wood & Smith Insurance’s official website?
- No. This is a localinsuranceagent.ai / Local Independent public listing of Turner, Wood & Smith Insurance at 1515 Community Way, Gainesville, GA 30501. The site is not part of, owned by, operated by, or affiliated with the agency. A form on this page requests contact from localinsuranceagent.ai, not from the agency unless separately arranged. Not a bind. Public sources are listed under On the web.
Who is Turner Wood Smith insurance?
- Turner, Wood & Smith Insurance is an independent agency at 1515 Community Way, Gainesville, GA 30501, founded in 1905. They write auto, home, business, and employee benefits for Hall County and Northeast Georgia. Call (770) 536-0161.
Is this the agency on Community Way in Gainesville?
- Yes. Turner, Wood & Smith Agency, Inc. is at 1515 Community Way, Gainesville, Georgia 30501, just off Jesse Jewell Parkway. The phone number is (770) 536-0161. That is the same office listed on the Travelers agent locator and at twsinsurance.com.
Does Turner, Wood & Smith write car insurance?
- Yes. The agency quotes Georgia auto insurance — liability, collision, comprehensive, and uninsured-motorist coverage — for Gainesville and Hall County drivers. Request follow-up from Local Independent or call (770) 536-0161.
Can I get home insurance in Hall County from TWS?
- Yes. Turner, Wood & Smith writes homeowners policies for Gainesville, Lake Lanier, Oakwood, Flowery Branch, and nearby Northeast Georgia towns, including scheduled valuables and umbrella liability.
Do they write business insurance?
- Yes. Commercial lines include small-business packages, construction, commercial auto, workers compensation, professional liability, surety, and inland marine for firms based in Gainesville and Hall County.
What employee benefits does Turner, Wood & Smith offer?
- The agency quotes group health, dental, vision, life, and disability for Northeast Georgia employers, plus retirement-planning conversations that sit beside the property-casualty account.
What does independent insurance agency mean?
- An independent agency does not work for one insurance company. Turner, Wood & Smith holds appointments with multiple carriers and recommends the policy that fits the risk, rather than a single-company product.
What are the office hours?
- Monday through Friday, 8:30 a.m. to 5:00 p.m. The office is at 1515 Community Way, Gainesville, GA 30501. Saturday and Sunday the office is closed; request follow-up from Local Independent.
How do I request contact about this listing?
- The form on this page belongs to localinsuranceagent.ai, not Turner, Wood & Smith. Submitting it asks localinsuranceagent.ai to contact you. The Gainesville office does not receive this form unless that is separately arranged. To reach the agency directly, call (770) 536-0161.
What cities does Turner, Wood & Smith serve?
- Gainesville and Hall County first, then Oakwood, Flowery Branch, Braselton, Buford, Dahlonega, Cleveland, Lake Lanier, and the wider Northeast Georgia region.
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